US HOUSEHOLD PULSE
THE UNITED STATES ECONOMY,
FROM THE HOUSEHOLD INWARD
FROM THE HOUSEHOLD INWARD
LATEST OFFICIAL DATA
THE UNITED STATES ECONOMY · FROM THE HOUSEHOLD INWARD
Where does theAmerican household dollar go?
See how much Americans are saving from each after-tax dollar—and the economic forces putting pressure on it.
PUBLIC DATAOfficial sources
NO USER INPUTEver
UPDATED REGULARLYWith official data
OUR INTERPRETATION
HOUSEHOLD PRESSURE—/100CALCULATINGCurrent official conditions
LOWBALANCEDHIGH
Household Dollar: the official personal saving rate expressed as cents saved from each $1 of disposable personal income. Personal outlays are the complement.
Household Pressure: an experimental five-dimension composite: cost pressure, real-income pressure, employment pressure, housing pressure, and household balance-sheet pressure.
The Household Pressure Index is an analytical instrument, not an official government statistic.
WHAT’S DRIVING HOUSEHOLD PRESSURE
THE AUDITED HOUSEHOLD DOLLAR
One dollar.
Two destinations.
No double counting. Disposable personal income is already after personal current taxes; the remainder divides into personal outlays and personal saving.
SEE DETAILS & SOURCES →AFTER-TAX
PERSONAL INCOME $1.00
PERSONAL INCOME $1.00
→
PERSONAL OUTLAYS —¢consumption + interest + current transfers
PERSONAL SAVING —¢official personal saving rate
SPENDING COMPOSITION IS A SEPARATE VIEW.Housing, food, transportation and healthcare can explain consumer spending composition, but are not deducted again from this same $1.